วันพฤหัสบดีที่ 12 พฤศจิกายน พ.ศ. 2552

Finance Tips For Black Friday

Ah, the day after Thanksgiving, also known as Black Friday, can either be a shopper's dream or the worst nightmare.

For the last several years, department stores have been opening up earlier every year. Lines have formed outside these buildings anytime from 2 a.m. onwards. For those of you shop on Black Friday, you are well aware of the many sales offered by most merchants.

For those of you who have never shopped on Black Friday, it's quite an experience. The key to landing those terrific sales is to have a plan.

Armed with your Christmas list, experts advise that you go directly to the departments where your items can be found. If necessary, visit the departments before Black Friday so you can easily find the best route on B-Day.

Avoid browsing and try not to buy anything for yourself. Time is precious on this day, and there are always mobs of people trying to grab that last sale item on the rack.

While Black Friday offers great deals, it is a good idea to follow these tips:

* Check out the newspapers the week of Black Friday for sale items.
* Clip out any coupons from the newspapers as well as online coupons that can be utilized in stores.
* Check each store's online website to determine what items you will be purchasing.
* Check out what time the stores will open and close. Keep in mind some stores offer sales for a few hours only.
* Wear comfortable clothing and shoes.
* Try to pay for items with cash (use a waist pouch or a neck pouch to store the cash). Bring a bottle of water - it can get awfully hot!
* If you have to pay with a credit card, use only one card and pay off the balance as soon as possible.
* Take someone with you so that you can both shop for the items on your list.

Although most people look forward to Black Friday, others avoid it like the plague. That's okay, too. With online shopping becoming more popular, you can avoid the mobs and shop from the comfort of your own home, at your own pace.

In any case, stay focused on your mission; stay vigilant with those around you, and stick to your list!




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This article was written by Richard Tyler - a happily retired investment guru who ran several successful businesses during his earlier years. He now shares his wealth of knowledge on investment, business and strategic wealth management at Invest Money Stocks. Ignorance is often the reason why some people are unable to harness upon what they already have to make more money while some 'in-the-know' get richer every year simply through investments. Richard sees it as a passion as well as a pleasure to share his knowledge and experience and hopes that his website will be a wealth of knowledge for those who need help in investment and wealth management matters. Invest Money Stocks covers a wide range of topics from business management, home budgeting, personal wealth management to stocks investment, options trading, penny stocks trading, forex trading, bonds, technical analysis, fundamental analysis and more.

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